FAQs
At Creddinv, we're dedicated to providing exceptional support and assistance to our users. Whether you have questions,feedback, or inquiries, our team is here to help.
Currently, we facilitate direct cap table investments through
Creddinv’s Premium Series and Seed Series , where retail investors
and HNIs can participate in startup funding rounds. Looking ahead,
we plan to expand offerings to include AIF Category 1 and Venture
Debt options for startup investments.
Our team conducts thorough evaluations to identify startups with strong growth potential, an innovative business model, and a scalable approach. We focus on three core criteria: founder–market fit, product–market fit, and the presence of a strong moat through technology enablement. By assessing both early-stage and growth-stage startups across diverse sectors, we ensure a curated mix of high-potential investment opportunities for our investors.
Creddinv offers two investor subscription plans to access the startup deals:
- Creddinv Seed: ₹9,999 per year (no platform fee per investment)
-
₹14,999 per year + 1% platform fee per investment OR ₹29,999 per year (no platform fee per investment)
The minimum investment requirement varies depending on the startup’s funding round and goals. Details about minimum ticket size will be available in each startup’s campaign page, allowing you to assess investment suitability.
Premium Series campaigns usually start with a minimum ticket size of ₹5 Lakhs. And Seed Series campaigns usually start with ₹2 Lakhs.
Premium Series campaigns usually start with a minimum ticket size of ₹5 Lakhs. And Seed Series campaigns usually start with ₹2 Lakhs.
Yes, by participating in private rounds through Creddinv (Premium Series and Seed Series), you join the startup’s cap table (through CCD / CCPS / Direct Equity instruments), allowing for a direct stake in the business. This structure gives you a vested interest in the startup’s success and growth.
After you make an online commitment on the Creddinv platform, the commitment is logged on the MCA portal by the startup’s team and then the investment amount is guided to be transferred to the startup’s bank account directly. Only after the funds are deposited is the deal considered finalised.
Yes, Creddinv’s platform provides you with a personal dashboard for tracking your portfolio, managing investments and staying updated on the performance and milestones of your invested startups. You’ll have full visibility on your investment journey.
Creddinv’s Smart Investor App is now live and available on both the Apple App Store and Google Play Store. Download now to explore and invest in curated startup opportunities seamlessly.
Creddinv’s Smart Investor App is now live and available on both the Apple App Store and Google Play Store. Download now to explore and invest in curated startup opportunities seamlessly.
To begin, register on Creddinv here and complete your profile. Once verified, you’ll gain access to your personal dashboard and active campaigns. Subscribe to the Series of startups that interest you with which you can explore them in detail and make investment commitments.
Creddinv performs thorough due diligence on startups before listing them for investment. Additionally, we employ robust security measures to safeguard your data and ensure a secure platform experience.
Investments in startups may offer tax benefits, but these vary by region and are subject to specific regulations. We recommend consulting with a financial advisor to understand the tax implications for your investments.
Creddinv is designed for accredited investors such as High Net Worth Individuals (HNIs), Ultra High Net Worth Individuals (UHNIs), family offices, and institutional investors looking to diversify their portfolio with startup investments.
Creddinv operates in compliance with applicable Indian laws and facilitates investments through private placements under MCA regulations. We also work with SEBI-registered intermediaries, custodians, and advisors wherever required. All investment processes are designed to be transparent, lawful, and aligned with investor interests.
Once your investment is confirmed, you become part of the startup’s cap table. You will receive updates on milestones, performance, and relevant communications directly through Creddinv’s dashboard and periodic updates from the startup.
Returns and exits are typically realized when a startup reaches its next funding round or experiences an exit event such as an acquisition, merger, secondary sale, or IPO. The timeline for these events varies based on the startup’s growth trajectory and market conditions. With Creddinv, we generally onboard startups that aim to provide cap-table investors with an exit within a 5–10 year window.
Startup investments are long-term in nature, generally ranging from 5 to 10 years, depending on the growth trajectory and exit opportunities of the startup.
Startup investments carry a higher level of risk compared to traditional asset classes. However, they also offer the potential for significant returns. Creddinv helps investors make informed decisions by listing only vetted startups and providing detailed insights while also guiding to build a balanced portfolio.
Early exits depend on secondary sale opportunities or startup buybacks. This will be a case-on-case basis depending on the startups one invests in.
Yes, startups listed on Creddinv are required to share periodic updates, performance metrics, and milestone achievements with investors - every quarter for Premium Series and every half yearly for Seed Series. These are available on the personal investor dashboard.
Creddinv is sector-agnostic. The platform lists startups across a range of sectors, including space tech, med tech, fintech, EV, FMCG, agri-tech, robotics, deeptech, gaming, and more, allowing investors to diversify their exposure across emerging industries.
Currently, Creddinv facilitates investments from Indian residents and NRIs. We are in the process of expanding our platform capabilities to enable foreign nationals to create accounts and invest directly in startups, in compliance with applicable FEMA and RBI regulations..
Each startup undergoes a multi-stage verification process involving business evaluation, founder background checks, traction analysis, and financial review. Only startups that meet our internal quality benchmarks are listed
Each startup campaign page provides detailed information including business overview, audited financials, traction, founder profiles, and growth strategy. Creddinv also offers periodic reports, insights, and founder meets to help you make informed decisions.
Yes, most startup investments come with a lock-in period defined in the term sheet or shareholders' agreement. The duration varies based on the nature of the round and the company’s stage. Investors are advised to read the terms before investing.
After completion, you will receive a soft copy and hard copy of legally binding investment documents based on the instrument you invest through. For direct equity investments, this typically includes a Share Subscription Agreement (SSA) and Shareholders’ Agreement (SHA). For CCPS or CCD investments, you will receive the relevant Subscription Agreement along with the terms of issuance/conversion. In all cases, you will also receive formal confirmation of your investment and ownership/entitlement in the startup via email.
No. While Creddinv provides comprehensive information and due diligence data, we do not offer personalized investment advice. We recommend consulting your financial or legal advisor before making any commitments.
Yes, you can invest as an individual, through a company, LLP, or family office entity. The KYC and compliance process will vary depending on the type of investor entity.
Every campaign is backed by verified data and documentation from startups. Creddinv’s dashboard ensures real-time visibility of your commitments, transaction history, and investment progress.
Startup investments are inherently risky, and in such cases, investors may lose their invested capital. Creddinv strives to mitigate risks through strict vetting but cannot eliminate them entirely.
Creddinv offers exclusive communities for subscribed investors, where you can engage in knowledge sharing, co-investment discussions, and gain access to members-only events.
Once registered, you’ll receive curated email alerts, push notifications (on the app), and dashboard updates about upcoming and live campaigns.
You can reach our investor relations team through the Contact Us section on the website or write to support@creddinv.com for any queries or assistance related to your account or investments. In case you want to get in touch with a member of the investment team, you can dial to 9429692671.
No, accreditation is not required when investing in startups directly to their cap table through Creddinv. Accreditation under SEBI is typically applicable to investments made via Angel Funds (AIF Category I). Creddinv facilitates investments through private placements in compliance with MCA regulations, enabling direct participation in startup rounds without the need for formal accreditation. All investments are subject to applicable regulatory frameworks based on the investment instrument, and investors are encouraged to assess opportunities carefully.