FundsIndia Stable Growth 25

FundsIndia MSCI Equity Holdings are part of FundsIndia’s Partner Advisory Services (PAS). These holdings are designed using the research expertise of MSCI, a global leader in indices. Each holding is constructed using quantitative back-tested metrics tailored for different investment strategies.
Key Features:
• Expert-advised and regularly monitored for optimal performance
• Includes regular updates and a half-yearly review report for changes and rebalancing
• Designed for investors with a moderate to high-risk appetite
• Recommended investment horizon: At least 5 years

FundsIndia MSCI Equity Holdings are designed for long-term investors. They are not suitable for short-term trading or for temporarily parking your money.
• Risk Awareness: These holdings carry the inherent risks of equity market investments.
• Risk Profile: Each holding is categorized as either moderately high risk or high risk.
• Investment Horizon: A minimum of 3 years is recommended, though ideally longer for optimal returns.

Structure: MSCI Equity Holding is a carefully curated portfolio of stocks with different weightages, designed using multi-factor investing (also known as smart beta) for superior returns.
Simplicity vs. Stock Picking: Unlike direct stock investing, where you must research and select individual stocks, the MSCI Equity Holding is professionally built and monitored for you.
Algo-Driven Efficiency: While mutual funds rely heavily on a fund manager’s expertise, MSCI Equity Holdings are driven by data-backed algorithms, ensuring objective decision-making.
Cost Advantage: The MSCI Equity Holding has a more competitive fee structure, enhancing its net returns compared to many mutual fund categories.

• First Investment: Minimum requirement is ₹5,00,000.
• Subsequent Investments: The minimum required amount may be lower and is calculated using an algorithm based on current stock prices and weightages. This amount will be displayed when you make the investment.

Minimum Holding Period: Recommended to hold for at least 3 years to navigate equity market volatility.
Ideal Holding Period: A 5-year period is suggested for optimal returns, outperforming markets and mutual funds.
Long-Term Goals: You can align your investment with long-term financial goals and hold it until you achieve them.

Selling Stocks: You can sell individual stocks from the holding, but this may affect the portfolio's performance. If you sell a stock, you may be advised to re-add it during the next rebalancing or review.
Buying Stocks: You cannot buy individual stocks within the holding itself as it would disrupt the ideal weightage designed for optimal performance.
Alternative Option: You are free to buy such stocks separately through your brokerage account, outside of this holding.

Step 1: Log in to your FundsIndia account.
Step 2: Click on the Redeem button under your FundsIndia MSCI Equity Holdings.
Step 3: The system will display:
• A minimum redemption
• A maximum redemption limit
Step 4: Choose to redeem in part or in full as per your preference.
Recommendation: Following the suggested redemption limits helps maintain the portfolio's performance and balance.

Yes. The minimum additional investment will be calculated dynamically using the holding allocation algorithm based on current stock prices.

The fee varies depending on the specific holding. To check the exact fee percentage, please refer to the details page of the respective holding on the FundsIndia platform.

No Lock-in Period: You can withdraw your money whenever you need. If you choose to make a partial redemption, the system will notify you of the minimum withdrawal amount to maintain the portfolio’s ideal balance.
Recommended Holding Period: While there’s no lock-in, a minimum of 3 years is suggested, with a 5-year periodbeing ideal for optimal returns.

Zero Brokerage Charges for stocks bought within the FundsIndia MSCI Equity Holdings. For stocks purchased outside these holdings, regular brokerage charges will apply as per standard rates.

Quarterly Deduction: The fee is charged every quarter.
Invoice Notification: You will receive an invoice with a 2-week payment window.
Automatic Deduction: After 2 weeks, the fee will be deducted from your registered account via the mandate you submitted during setup.
Failed Payment: If payment fails after multiple attempts, FundsIndia will notify you about potential service termination and may proceed to unsubscribe you from the service.

Regular Updates: You'll receive ongoing updates about your holdings.
Half-Yearly Review: Every six months, your portfolio will be reviewed, and necessary changes or rebalancing will be suggested.
Easy Execution: Recommended changes will be automatically set up, and you can implement them with just one click.

Daily Calculation: Your returns are calculated daily from the time of investment.
Return Types: Absolute Returns for investments held up to 1 year.Annualized Returns for investments held beyond 1 year.
Multiple Investments: If you’ve made multiple investments, the XIRR (Extended Internal Rate of Return) formula is used to calculate your overall returns accurately.

Algorithm-Based Portfolio: The holdings are constructed using algorithms that aim to create the best possible portfolio for you.
Stock Price Variations: Due to changes in stock prices and the requirement to purchase stocks in whole numbers, achieving the ideal portfolio balance may sometimes require additional investment.
Half-Yearly Rebalancing: This situation often arises during the half-yearly rebalancing process when adjustments are needed to maintain the recommended portfolio structure.